I love all the persimmon detached homes, and I must admit I have my favourites, however, they all have that one element that you just wish could be taken from each one and put into a whole new house!
Hatfield🏠 - the hallway and entrance is the winner for the Hatfield, no other house type has an entrance like this, but is smaller than the rest of these!
Chedworth🏠 - I love that you have a desperate office/dining room downstairs in this, but I don’t know about the closed stairway!
Clayton🏠 - I love the Clayton, the room sizes, however, I don’t think I like the garden being through the living room, have having no real hallway
If anyone is interested, I made this vision board a little while ago! 😍 I love vision boards! I feel that when you focus on something you want and see yourself doing it, you are more likely to consciously or subconsciously start doing things that help you move into the right direction!
Sorry for being so quiet on here lately. The main reason besides being busy with life in general is that we haven't really had any progress with anything lately. Our titling keeps being pushed back by a week at a time (surprise surprise) and so it just feels like we're waiting around until it will be a hectic go-time for us to settle the land.
Next week is supposed to start the valuation process with the banks so hopefully that actually happens and it doesn't keep being pushed back. I know we haven't had as many delays as some people that have built have had, but you still get so close and just want it to be done! 🙂
My mum just found an old scratchie from like 2 Christmases ago 😂😂 still a winner though! Can't wait to redeem it!
When I was 16-17, I worked in newsqgency and I was sooo excited to turn 18 and be able to gamble. I had this big plan in my head of what lotto tickets I would buy and what not 😅 thank God that by the time I actually turned 18, I was no longer interested in that because I would have spend wayyy too much money on it! Phew! 😂
5 Top Tips to Build Your Deposit Faster: A Quick Guide - from us @firsthomecoach
It’s no secret that securing a deposit is a hefty task for first-time buyers. Here are some things you can put into action to make the process that little bit faster for yourself:
1. Get Clever With Government Schemes
There are a few different schemes offered by the UK government, which means you can get free money on top of your savings. It might be hard to believe, but yes, the government is actually attempting to help millennials! Lifetime ISA and Help to Buy are the main ones you should know about!
2. Increase Your Income
You could also start considering a career move that will enable you to earn a higher salary overall. It is very easy to coast when you’ve found your chosen industry, but continuing to learn new skills and networking can open doors for your future.
3. Make Your Accommodation Cheaper
For all the renters out there, could you be renting somewhere cheaper? Is moving home an option? It might feel like a climb down the ladder, but if you view it as a strategic move so you can save money towards your own property, you’re actually doing yourself a massive financial favour! 4. Assess How Much You’re Spending Each Month
Your outgoings can make or break the amount you save each month for your deposit. Don’t spend more than what is within your means.
5. Get a Helping Hand
It’s an awkward topic for sure and for many people we understand it isn’t an option, but help from family members might be a way for you to speed up your savings process. It’s important to really get to grips with how affordability comes into play on both sides. Approach the topic with respect and an open mind. Have you got any other tips to share? Let us know in the comments below! 👇
I spent an entire day with two very important small humans in my life. They are lucky enough to be growing up surrounded by three strong, independent, food obsessed women (me and my sisters).
This means that the other day when we decided to have a snack they went straight to the avocado toast 😏
So here’s how they made it.
1. Toast bread
2. Lather on the butter
3. Spread the avocado
4. Apply a good dosing of salt
I had to take the salt off them because they were a little too liberal 🤣
How do you avocado?
⠀⠀⠀⠀⠀⠀⠀⠀⠀ #AvocadoToast #MelbourneFood #HouseDeposit #KidFoodies #WeLoveFood #GoodFood
2 815 October, 2019
So it's been a while since a house deposit update. Have finally been able to start putting any left over cash from our envelopes into the house fund since the car issues. We hit our £5000 mark last week and I've set a goal of 7k by the new year. Does anyone find its so hard not to over obsess when it comes to money?! So much coming up but I've got envelopes set up all over the place. Birthdays, Christmas and our holiday to France next year. I need to remember to enjoy life while we're saving though! I haven't treated myself in so long even though I need bits (but I know i probably won't buy anything lol). Anyone else feel like this? #savinghard#moneymoneymoney#housedeposit#cashenvelopes#target#goals
Going to have a push over the next 6 weeks to make up at least some of my lost earnings since I have been off work. I have set myself a realistic target of £250 and I'll be posting updates on my account 😊
Last night I went for dinner and drinks with one of my oldest friends. 💗🍸
Yes I could have put that money towards my savings but I think it’s important to treat yourself and not feel like you’re being restricted too much. I know I wouldn’t be able to save long term if I had to give up my girly nights!
It’s going to be rainy all weekend here so a lazy day is definitely on the cards!
What are you up to this weekend? #savingmoney#saving#savingforahouse#housedeposit#firsttimebuyer#helptobuy
This time last year I was chosen on a trial to see a therapist face to face for 16 weeks which turned out to be 28 weeks. However, it was the best thing I ever did!!! 👌🏾🙌🏾💪🏾 Yesterday it was my 52 weeks check up and just a phone call which took 35 minutes and resulted in me getting £20 vouchers for my time, can you believe this same call was in person the year before and it took 2 hours last year. 😩I’m so grateful that I was able to do this and speak to a therapist I’ve been able to see my growth and journey by doing this. How weird also that today is mental health awareness day! 💓
$1112 to put away this week. Hopefully a relatively small amount in the long run! Only managed to work 4 days last week week due to sickness and a long weekend. More next week I promise. #savingsgoals#housedeposit#barefootinvestor
0 2610 October, 2019
FML! Okay I know that so many people in the #DFC will say this is a waste of money, and I get it.
But I LOVE vintage cars and it’s my thing. I had also saved enough to cover this $4,000 in full and it would literally last me another 20 odd years (minus regular servicing which I have learnt to do myself.)
But here’s the thing with old cars, sometimes if you fix one thing, it causes other things to break.
Initially i was going to borrow the extra $4,500 from my family to cover it. But I’ve since decided to take it out my house savings, taking that back to zero. But meaning I’ll have way less debt.
I hate seeing my account go down, but it’s nice to see my debt amount go down too 😅
1 2910 October, 2019
Popular Instagram Photos
House deposit savings! 🏠🏠🏠
I quickly made this little template in a word document (the arrow shape makes for a good house) and hubby and I will use this to keep track and keep motivated towards our savings goal of $100K. It's a very big goal for us and will definitely take a long while but I am keen to give it a red hot go! 🏡
BREAKING NEWS: Woman with thighs that touch pictured loving her bodayyyyy in Hollywood 😂
I've talked before about how my body hatred has cost me a fortune over the years in terms of things I've bought to look thinner, beauty treatments, potentially harmful weight loss supplements and workout guides promising happiness. But neglecting to love your body can also cost you money by ruining beautiful experiences.
When I asked Mr TBG to snap me in my bathers during our recent stay at @dreamhollywood, it got me thinking about how a few years ago I'd have let the fact that I had cellulite and thighs that touch ruin my experience. We'd have paid $500 a night for me to sit there googling low calorie diets to obsess over when we got home, or staring at the thinner girls instead of the view of Hollywood behind us. .
The view of the Hollywood sign is no less magical if you're 20 kilos lighter. The rooftop pool is no less refreshing if you've got no cellulite. Laying on a sun lounger next to your partner soaking up the LA sun and reminiscing over your trip is just as memorable if your swimsuit is a size 8 or a size 18.
Don't let society tell you that you'll enjoy things more when you're thinner – and don't waste money on beautiful experiences wishing you looked different. .
105 1,5835 hours ago
I story often about my money-saving adventures but I’ve never posted about it! A couple days ago, I cracked $30k in my dedicated ‘house fund’. I got a LOT of replies to that story of ‘YAY!’ and ‘🎉’, but also a few questions of HOW I actually did it. So I thought I’d lay out a few suggestions in a dedicated post:
💰 Increase your income! This is obvious, but it’s always a HUGE factor. I haven’t worked a full time job in at least 5-6 years, it’s always been part time/casual. But that allows me to pick up extra shifts, add in a second job (hello babysitting!) or a third job (a monthly farmers market on a set day). Market research, survey apps, dogwalking, Airtasker, the extra money options are endless! Put away all the extra you earn and watch the savings grow!
💰 Decrease your spending. This, plus the increased earning, is 90% of it! Cancel subscriptions and memberships you aren’t using. Go a week without takeaway, then a month, then three! Make it a challenge. Use what you have before buying more! Beans and rice are cheap and nourishing, and go with all the condiments you already have! Do a pantry challenge! Save petrol, walk where you can. Swap stuff you won’t use with friends/fam for things you will, money saved! The less you spend, the more you can save!
💰 Declutter your home! This whole jar of money is from me selling a heap of stuff the last couple months online. Mainly FB Marketplace because it goes fast and I rarely have to mail. I sold kitchen items, books, DVDs, TV series that I can watch on Netflix, unneeded storage, my desk I never used, literally anything I hadn’t used in ages! I’ve even picked up a couple things from local hard rubbish and flipped them for a quick 5-10 bucks. Put all that cash in a jar, watch it pile up with satisfaction and bank it in your savings when you’re done. DON’T spend it!
💰 Get motivated! I follow the #debtfreecommunity hashtag, which is lots of Americans paying off student loans, still some aussies, but the motivation and tips I’ve found there help me SO much! I’ve also found a few similarly motivated Aussie gals (I recommend @smartgirls_finishrich and @the.minimalist.life 👌🏼).
(cont in comments 👇🏼) (📍SAVE FOR LATER!)
30 22613 August, 2019
Stop loss hit bro 🤷🏼♂️ How well can you deal with losses & Bounce back? ⠀
Let's see what we can do by the end of this week. I've done a few tidy withdrawals to eat from but we must continue to WIN! ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ #20k#HouseDeposit#LetsEarn
33 8585 September, 2017
‘Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did do.’ 𝘔𝘢𝘳𝘬 𝘛𝘸𝘢𝘪𝘯 🙌🏻
Things I’m proud I’ve done this year:
- left teaching and changed career 👩🏻🏫
- settled on a career and job I love (after hopping around a bit 😂)
- been to Ibiza ☀️
- saved for a house deposit 🏠
- started a blog to help other people navigate their twenties 💻
It’s been a transformative year but so many positives have come from it ✨. What have you done this year, that your future self will thank you for? 🤔
38 13721 June, 2019
Offically reached £10,000 for a deposit! This is split between my Help To Buy ISA and an Online Bonus Account.
Now I need to continue saving for legal fees etc and of course furniture and things to fill my future home!
I've NEVER had anywhere near this amount of money before! I have worked hard to save and make money this year.
HI HELLO 👋🏼
I haven't done an 'about me' post for a while and a few new folks have been asking questions sooooo here we go. 🖤I'm Emma, 28, British but have lived in Melbourne for 4 years. Before you ask where I prefer, the answer is the UK 😂but my partner is Australian and I've been very lucky to have had some amazing experiences and opportunities here, too.
🖤I wasn't always good with money. I'm an ex-spendaholic and before I saved for my partner visa in 2015, I hadn't ever successfully saved more than $1000.
🖤I work full time in marketing, and my current salary is $66,000AUD+Superannuation. #fulldisclosure
🖤In 2017 Mr TBG and I bought an apartment for $403K on a combined salary of $94,000, with a deposit of around $55K. We live in it now but we plan to rent it out in future #landlordlyf .
🖤On the side I do freelance content work and have a small cat sitting business because I LOVE CATS and that viral video with the woman saying she loves cats so much she wants to cry – is basically me.
🖤Likes: true crime, eating, crappy reality TV (hello Love Island), second hand fashion, showing people photos of my cat, reminding people I once ran a half marathon, and getting alcohol delivered to my house.
🖤Dislikes: the colour purple, period drama shows, long films, Game of Thrones (don't @ me), too much affection, and custard. 💕Thanks for being here! .