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1 555 minutes ago
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Personal #DebtStories : http://ow.ly/81Cb50vEYVq 🙌
If you want to keep any and everyone, yes even yourself, from accessing your credit report you can put on a credit freeze. You might be thinking, hmm if I freeze my credit would that stop negative stuff from reporting? Nope, but it will prevent you from getting more credit. You have to pay to put the freeze on and pay to take it off. I do not recommend that you freeze your credit reports, but I do highly recommend that you monitor and review your credit reports at least monthly for inaccuracies! You still have to do the work to improve your credit even with a freeze in place.
Oh btw, Do you want to boost your credit score in the next 90 days, so you can stop wasting money on rent and buy a home or rental property? Then, download our free credit boost guide at www.yfscredit.com/boost or text the word “boost” to 844-703-0379.
5 83 hours ago
Today was our first day in Santorini, Greece and it was beautiful 🙂👆🏼Here’s a shot from right outside our hotel.
$22.82 (20.6€) - breakfast: we had omelettes and coffee near the bus station in Mykonos. After breakfast we hopped on a bus to the ferry port.
$5.56 (5€) - bus tickets from the bus station to the Mykonos port to catch our ferry.
We then took a ferry to Santorini which took about 2 hours ⛴
$2.89 (2.6€) - Once we got to Santorini, we took a bus to the main bus station in Santorini. From the main bus station, we caught one final bus to Oia, where we are staying!
$30.37 (27.3€) - lunch: we had Margherita pizza and a classic Greek salad over looking the sea. It was beautiful and delicious and the Greek salad had the biggest piece of feta on top and I was in heaven 🤤
David (my boyfriend) paid for gelato after lunch and for our dinner which ended up being cheesecake, an apple crumble, and 2 cocktails lol. We’re obviously being very healthy while we’re here 🤦🏼♀️😂
Total for the day: $61.64
This vacation has been lovely. Can’t wait for tomorrow! 😍
Do you have credit issues or know someone who does? ✅Do you or that person need to be better educated on credit, how to build it, what affects it, etc? ✅Do you or someone you know want or need tools to help you better budget your money? ✅Do you or someone you know need something or someone to motivate you, hold you accountable, provide success coaching, and keep you mentally trained for the game of life? ✅Would you agree that being in an environment with a bunch of motivated people would keep you motivated too? ✅Would you agree that having all of the said above in one place for a small monthly fee is worth it? ✅Would you agree that people around you would answer these same questions the same way making it easy for you to talk to them about what's to offer?
Give me a call today & lets see how we can get you back on track! (404)947-8516
According to the World Health Organization, chronic disease and poverty are interconnected in a vicious cycle. - The chronic disease burden is concentrated amongst people in poverty. - People in poverty are more vulnerable for several reasons, including increased exposure to risks and decreased access to health services. - Chronic diseases can cause poverty in individuals and families, and draw them into a downward spiral of worsening disease and poverty. - Investment in chronic disease prevention programs is essential for many low and middle income countries struggling to reduce poverty.
Feeling trapped by your debt is overwhelming all on its own – not to mention the added stress of not knowing who you can trust to provide you with sound advice and effective solutions for managing your debt.
Do you think it's better to have a joint account? Or separate? Or both? How do you and your partner manage money in the household? Any tips or advice you want to share? We would love to learn more from you!
Got paid for my part time job today and since I’m in Greece I’m featuring the gyro I ate today instead of ice cream 😂
If you’re new here or aren’t really sure what you’re looking at 🤪, I work full time as a data analyst for a healthcare company, and I have a part time job at a local ice cream shop. I started my part time job back in February as a way to increase my income and ultimately pay down my student loans faster!
If all goes as planned, 100% of the earnings from this paycheck will go toward my student loans this month! I am shooting for a total of $2,020 to my student loans this month but with my trip to Greece that might be tough to do... we’ll see!
Here are today’s travel expenses in Greece🌴
Day 6 of Travel: ATV-ing around Mykonos!
$18.83 (17€) - breakfast
$22.15 (20€) - winery 🍇
$11.07 (10€) - brewery 🍻
Sometimes, being in debt can make you feel buried under stress and worry. We’re here to help you take back control of your life. We want to assess your financial situation and discuss your goals with you so we can design a customized program to suit your needs! Head to our website to get your free debt assessment.
Do you know your Business Credit Score? 💡 💡
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Good business #credit scores will impact things like rates, terms, and types of loans that your #business may be eligible for. It will also affect how vendors and suppliers interact with your company.
1 316 October, 2019
Woo hoo! I have officially paid off over $28,000 of my consumer debt before my 28th birthday. And I met this goal 2 months before my birthday.
I set this lofty goal, in May of 2019, that required me to pay off an additional $13,000 of debt this year.
I wasn’t sure if it would be possible, since we were still cash flowing our wedding and my husband’s tuition. Yet, we did it!
Only $76,665 to go.😅 We have to celebrate all of our wins along the way. If not we’d go mad.💕 #debtfreecommunity
Stop doing it for likes. Stop doing it for applause. Stop doing it for praise. Do it for your damn self and the fact that you said you would do it. You should be the same person when nobody's looking! The same hard working, consistent person that you're known for on social media.
Been using the new Beauty Works for 2 days and already I can tell a difference in my skin. So glad I decided to take a chance with this skin care line and with this wonderful company.
Are you looking for products for your skin care by a company that truly cares about you, let me know and I can share with you a way to get it for 40% off.
Or... looking to make extra money for a special trip, debt relief or maybe some extra for Christmas? I can show you how with the help of some wonderful people and a wonderful company that wants you to succeed.
Just leave me a message with your questions and I’ll get back with you. #beautyworks#christmascash#debtrelief#brandrep
I got paid from my side hustle on Friday and managed to pay off my Home Depot credit card. Had some money left over from that and my full-time job’s paycheck which came in a couple days earlier than expected due to today’s holiday. All bills for October are paid up and had $881.50 left over. So I snowballed that to my next debt which now has a balance of $792.50. Can’t stop, won’t stop! ***Swipe left*** for updated numbers 😊🤸🏾♀️🤸🏾♀️🤸🏾♀️
How much should you be spending? Don’t know the answer? The 50/30/20 Rule is a great please to start. Get a FREE Bi-Weekly Budget Worksheet to help you manage your budget. [Link in Bio]
27 6596 March, 2019
🤔 Are you grateful?
My parents gave me my car, a paid-off, 2006 Toyota Camry, when I was in college.
I remember thinking it was nothing special. I remember wishing I had a “cooler” car to drive to class in ( 🤦🏼♀️ ) or at least something I actually liked. I remember thinking once I graduated college and got a job that I’d get rid of the Camry and buy something brand new ✨
Then, I graduated college with $60k in student loan debt and had to start making payments ASAP🙃
That’s when I realized not having a car payment was the best thing in the world; it was one less thing to worry about on an already stressful debt free journey.
I was instantly grateful for my car. Instead of being embarrassed by it or wishing for something else, I started praying it would last forever 😂 I stopped caring about having something nice and new, stopped caring what people might think and began to realize my car was perfect for me.
Gratitude replaced my desire for something I didn’t need.
I stumbled upon Money Magazine in the airport when I was traveling a few months ago, and found this graph and the article that went along with it to be pretty interesting — here’s how much you need to save (monthly) at every age to become a millionaire by the time you’re 65 years old.
According to the article, if you’re 25, you’d need to save $444 every month to hit $1 Million by the time you are 65. Obviously, a million dollars becomes harder and harder to attain the longer you wait to save and invest - which is why the monthly amount increases as your age gets closer to 65.
These numbers assume an 8% return on stocks, a 4% return on bonds and account for an inflation rate of 2%. What do you think of this graph? Do you think these monthly estimates make sense?
For the record - I think we all should shoot for MORE than $1 million in savings by 65. But that’s just my two cents😉. *DM me if you’d like the link to the Money Magazine article.* #moneymag#moneymagazine#retirement
53 3744 September, 2019
So glad I don’t have to go to great lengths to get Josh on board.
Student loan fintech College Ave just closed a $300-million securitization.
The alt lender, which launched in 2014, aims to help students pay for their school fees by offering loans for undergraduates, graduates, and parents of students.
There will likely be high demand for services like College Ave that make it easier for consumers to pay for their education.
Learn more in our Fintech briefing [link in bio]
📸 | Reuters
86 1,51512 September, 2019
I unashamedly love the meatball marinara sub from subway, but it’s amazing to me that I can pick up this amazon fire tablet for the same price. (Garage Sale Find) In reality I didn’t pick between the two, but I just wanted to illustrate how little money you need to get started reselling. No excuses!
23 2967 July, 2019
🙅🏼♀️ 5 Things I've given up on my debt free journey:
1. Nail salons 💅🏻- I used to get my nails done at least once a month which usually cost me about $40 each time. This really started to add up so I decided to stop going once I got serious about my debt.
2. Hair appointments 💁🏼♀️- I will still get my hair cut, but not colored. I usually get my hair done (highlighted) twice a year, and the last time I got it done was April 2019. Each time costs me about $200-$250. But now, I'm not going to get my hair done until I'm debt free which will hopefully be December 2020! My hair could use a break any way!
3. Starbucks ☕️ - I used to stop at starbucks or a similar local coffee shop every. single. morning before work for a vanilla latte. Those lattes cost me about $4.80 every day. Now, I make my coffee at home, and starbucks is only visited on special occassions.
4. Gym membership 🏃🏼♀️- I recently cancelled my gym membership to save $45 a month. I have a great gym at my work that I now use instead and have been enjoying running outside.
5. TJ Maxx/HomeGoods 👠🏡 - if you are familiar with these stores, you might love them as much as I do! I used to go to one or both of these places every weekend and drop anywhere from $50 to $200 just because. On what? Couldn't tell ya. Probably clothes, some pillows and like 15 yankee candles 🙃
Long story short: I gave up all of these things (which I still love by the way!) because I was spending far too much money on all of them. Paying off my debt is 100% worth giving up these things for a little while.
What have you given up on your debt free journey? 🤔 Comment below!