Life after graduation was tough. Today on the blog is about the valuable life lessons I learned when I was broke. Read how I navigated my way through my twenties with budgets, eating for cheap, and saying no to friends without losing them.
Yup, I missed my goal of buying two deals by October 15th. But the pressure of having that goal has moved me forward at a pace that I wouldn’t have otherwise. I’ll reset the goal for Oct 31st and keep the pressure on. Missing a goal is not a failure if you progress and grow in your pursuit of the goal. -
Are you only taking on jobs matching your idea of what you should be doing, but secretly really struggling financially? If so, this post is for you ❤
There's this mysterious, hidden belief, that somehow we're not quite succeeding as a musician unless we spend ALL our time working with it. Earning ALL our money from it. And what I often see because of this is; we rather struggle financially than taking on a job (in whatever) that could give a nice sense of financial support. And not only would it give that, but it would also free a lot of time (that normally was spent worrying about how to pay the rent) to enjoy our music.
Misunderstand me not, it is very possible to live soli as a musician, and I believe in big dreams, as my whole life is, and continues to be, based on it. But there is no need to suffer along the way. And let's be honest and real; how many musicians make a living of their art from the day they leave college?
I do think that we could reframe it. Your day job is not taking you away from your dream, it's supporting you so that your dream actually can become a reality.
Having taken a closer and even more honest look on my financial situation the last year, and having done some much-needed changes thereafter, this is what I see;
Worrying about money kill creativity, simply because we're in a state of survival. So lets up the game! Let's get real and let's take the small steps that are necessary for our path right now. Don't you agree?❤
Selama guna handphone kita DIBAYAR tak? Berapa lama kita dah guna handphone ni?
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Freshman year I took STAT 280 which consisted of a few hundred students in the large, stadium lecture hall at the east end of campus. Our final was a research paper that would be worth twenty-five percent of our grade. It was due, the professor reminded us, at the end of class. Nothing submitted past 4:30 pm would be counted.
The chill in the air, the sound of a naked branch tapping my window, the steam from my coffee – whatever it was, something lulled me to sleep. It was 4:35 pm when I awoke and 4:40 pm when I arrived at the lecture hall, tear stained from the run over. For once, I didn't care how I looked to the smug students walking back up the stairs I was sprinting down.
You’re late, the professor stated without looking up, shaping the large pile on his desk into one neat, large stack. I’m sorry, I panted. It’s just that I missed the bus and then had to run here and I fell… I was grabbing for anything. It’s just ten minutes, I pleaded. At his lack of response the tears started to form again, sitting on the rim. Through them I noticed a fuzzy object appear next to me. It was another girl.
I’m sorry young lady, but you are too late, he said to her in the same unaffected tone. There was a pause. I thought she was going to cry. I thought I would have to console her. Maybe we could cry together and he’d take pity on us. Instead, a loud, direct voice came out of the fuzzy object. Do you know who I am?
He looked up at her, tilting his glasses. No, ma’am. I do not.
Good, she said. And with that she shoved her paper into the middle of the pile, not looking back as the stack crashed to the floor, the professor and I staring as she ran up the stadium steps two at a time until she reached the exit and the loud, metal door slammed behind her.
The professor and I looked at each other, then the hundreds of papers on the floor. Ingenious, he said, over and over again, laughing to himself as he began picking them up and restacking them. As I crouched to the floor to help him he gave me a look and I threw mine in the pile. When I left, he was still shaking his head, smiling. // Continued in comments below
3 118 hours ago
I owned NOTHING.
After my grandfathers death, I looked around at all my belongings big and small and started thinking about what I actually own. If I died right now, what kind of mess would I leave behind? Could anyone gain anything from my death? The answer was: I literally owned nothing, other than debts. The harsh truth of my death being a financial burden on those I love, punched me in the face. I didn’t even own my phone. The object I spend most of my time on every day. This began my tirade against debt. This little rectangle that seemingly held my entire world, including my business, my emails, my communication, my access to news & weather. It was vital to my finances and I didn’t even own it. What happened if it went away? Imagine if it was recalled for some reason. What would I do? Who would take it away? Once I paid off the phone in full, I felt the feeling of actually owning something of value & I was hooked. I want to own more things. I want to be in control of all objects and services in my home & ultimately, in my own life. If I decided today I don’t want this phone, I could sell it and I could keep the money made off the sale. Ive become so sick of my paycheck going to other people. I’m so sick of family and friends normalizing having debts and society normalizing not owning things. My husband and I spent our 20s totally misguided and not having enough information on financial freedom and the long term impacts of borrowing money. We were making horrific financial decisions and now we are trying to clean our life up, years later. Our goal is to be debt free by 40 despite being around the influence of debt in our society and the harmful financially influences that hit closer to home. The goal is to inspire others to rethink their financial freedom, the culture of borrowing money and their own debts along the way.
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