Mini healthy food haul 💥 I like to do mini grocery shops for the week instead of buying in bulk to make sure I am really using everything and there is no waste! Make sure to go to the store when you are NOT hungry, I REPEAT when you are NOT hungry so you don’t over buy 😂 (I’m guilty of this most of the time 🙋🏼♀️) & have a grocery list plan! •
I shopped at @aldiusa & Red Apple Farmers Market (Boca) 🍗🌯🥬🍏🍊🍋🥑🍳🥔🧅🧄 Did you grocery shop for the week yet?!
When considering your financial future, these words can feel overwhelming!
How do I start to analyze my finances?
What kind of plan do I need now, and for the future?
Who will advise me?
Reviewing my past and current financial plan feels impossible!
Communicating and discussing money does not always feel great...
That is where we come in...
→ We help break down your personal OR business finances in a way that you can easily manage the information being offered to you 🙌🏼
→ Based on this information we create a plan with YOUR goals in mind!
→ We advise you with trust at the forefront of our conversation!
→ We review the plan with you and make it tangible to understand
→ We communicate with you on your level! Making sure nothing feels out of your comfort zone!
If this sounds like the right course of action for you!
Let's connect! Reach out to us through the link in our bio!
Can we talk about budgeting? The most two common ways to budget are by paycheck or monthly. Craig and I used to budget our money biweekly (every time he got paid) and we really enjoyed it. But then we started using the #everydollarapp and it became easier to track our expenses, so we started budgeting monthly.
Here's everything you need to know about both:
Budgeting by paycheck gives you a lot more control of your money. It takes more effort (in my opinion) to sit down and budget by each paycheck, but you're likely going to see more intense results! This is because you're telling your money where it goes as often as every week to 2 weeks.
A monthly budget is the most common way to budget your money. Before the start of the month, you'll look ahead and project the types and amount of expenses you'll be having. In order to keep better control of your money, make sure to have a money date with yourself either weekly or biweekly to check-in where you are in the budget!
There are pros and cons to both ways of budgeting, what do you prefer?
You may have a nest egg, but just how secure is it? And will your retirement be everything it’s cracked up to be? Learn how to make better financial decisions about your financial wellness from leading accountant and investment advisor Jeff George. Only at PechaKucha Night v28, happening March 14 at the @drphillipsctr. Got tickets? Click the link in our profile to purchase yours. #PechaKucha#Orlando#financialadvice#financialplanning
Our 7-Step process is collaborative from start to finish, beginning with the initial inquiry. We will provide a brief description of our services, philosophies and fee structures. Step 1 puts you on the track to creating your financial blueprint. .
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Loved exploring this fun side of @jaqcampbell when it comes to (1) her thoughts on "women in finance", (2) what she's reading/listening to right now, and (3) where she sees herself in 5 years.
Catch the rest of the convo here: https://youtu.be/bh1IR_fF-sY
National Pancake Day is today! Visit participating @IHOP locations today and donate in exchange for a free short stack of pancakes from 7 a.m. to 7 p.m.! All the money raised stays in your community and will help change kids’ health and change the future.
To the Houston community and surrounding areas. Only 4 days left! Limited seats left! If you want to attend a totally free seminar to learn how to manage your finances just register here. Secure your seat.
Sign up here: https://bit.ly/2HA8c6f
We started our 2nd Financial Peace University group on Sunday...and I am SO excited for these families who have decided to take control of their money to reach their goals❤️
One of things we shared with them was how much this has impacted our kids. It is really hard to raise kids that don’t feel that everything is owed to them. They see their friends have things, and they feel they deserve it too.
However, buying everything you “want” doesn’t give you happiness...and if you really can’t afford it, it leaves you stressed and in debt. And this is NOT the future we want for them.
We want them to be better with money than we are...to put value in the right places...to understand their goals require sacrifice and you may have to forego material “wants” for future goals.
This past weekend, Our littlest had $100 to spend from bday money. And let me tell you...that was the longest Target trip bc she was being very picky about what she chose. 😂 Testing toys, comparing them, asking questions. It was great.
She valued that money and knew she had to make a good decision. And in fact, she had some left over she decided to save🙌🏻 Shes 5!
If you have little kids, start instilling these values in them NOW. Talk to them about your household budget...about your savings goals...about how you pay for things...they get it way quicker than adults 😉
What are some skills you are doing at home with your kids to help them win with money as they get older?! I’m always up for new ideas!
We recently reviewed the course of actions for an investor during Coronavirus, one of many examples why market can enter bearish stage. In this post we would like to rather focus on general activities an investor should do, during small and big crisis times.
The key to successful survival during such periods is clear investment strategy, patience, emotional stability, and persistence. We would like to go through these factors individually now.
Even before starting your investing career, it is highly recommended to have a clear investment strategy, goals, and horizons. Because of this your risk tolerance will change and your portfolio components will be different. Planning to have some extra money in 5 years? Build your portfolio predominantly of bonds with 5 year maturity date with high safety rating. Your goal is passive investing for 30+ years? You can have most of your portfolio in shares, even some risky ones, but as long as they have a good potential to grow. Properly diversifying your portfolio in accordance with your goals and horizons is a major key to success.
Patience will help you to survive any crisis. If your goals are long term and you have strong portfolio, eventually it will meet a turning point and start growing again. Just be patient.
Emotional stability could be attributed to patience, but we still decided to review it separately. It basically means no rush and no unjustified decisions. The worst enemy of any investor during market crisis is himself. This is the worst time to panic and sell everything, trying to save at least something. The prices are low enough, so the only outcome of not being able to control your emotions are losses.
Finally, persistence. One of the best strategies any investor can implement is dollar-cost averaging. We will have a separate post about this strategy, due to its importance, but basically it means investing the same amount of money with the same intervals. For example $200 every month. During healthy market, when prices are high and growing, this will allow you to buy less shares, during market decline, when prices are low, you can buy more shares.
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Do you believe in a cruelty free lifestyle?
Do you plan to make your money cruelty free like you do for your food?
A financial asset is a liquid asset that gets its value from a contractual right or ownership claim.
Cash, stocks, bonds, mutual funds, and bank deposits are all are common examples of financial assets.
Unlike land, property, commodities, or other tangible physical assets, financial assets do not necessarily have inherent physical worth or even a physical form. Rather, their value reflects factors of supply and demand in the marketplace in which they trade, as well as the degree of risk they carry.
Tomorrow evening is the third of my Financial Literacy Seminars that I’ll be running this month to help educate everyone on what you need to know, but were never taught. All of the details are included in the event link (in my bio) including topics to be covered and location. It promises to be a very interactive session where you’ll learn something new. Please feel free to share the details with others who you feel may be interested.
Get Financially Fit in 2020! All it will cost you is your time.
Hey you...don't be like that 75%. Especially when you can build your own financial plan for free in less than 5 minutes. .
Click the second link in our bio to build your free plan RIGHT NOW. Seriously, no excuses. With our special @savologyapp link, you'll get: ➡️ A personalized financial plan ➡️ A financial report card complete with action items to improve your financial future ➡️ 100 Savology Credits to unlock special features
➡️ Tips & resources for how to build a strong financial foundation
It is a privilege to announce that The Top 100 People in Finance magazine will feature Mr. Tyler Silverthorn.
Tyler is an associate wealth advisor with Stonebridge Financial Partners, LLC. He was selected as one of Forbes Top Next-Generation Wealth Advisors in 2018 and one of Forbes Best in State Next-Generation Wealth Advisors in 2019.
Read more about Tyler here: https://www.thetop100magazine.com/tyler-silverthorn
Support is the key to success— especially when it comes to managing your money. With The Beans, you get the support you need, when you need it, so you can do what you love without a second thought.
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Down 1000 points! 3-4%! #coronovirus they said! The media is being loud again.
I guarantee you couldn’t tell me where you were the last time the Dow dropped 1000 points.
I guarantee you would have to google it. So would I!!! If you are concerned about 3-4% swings, you are not invested properly. If you aren’t invested properly then your plan does not suit you or is non-existent.
The one thing I’ll never cut out of my budget? TRAVEL! ✈️ Budgeting doesn’t need to be restrictive, but it does require you to prioritize where you are going to spend your money. We spend a lot on travel, and I’m okay with that! It’s important to us, so we are going to keep spending in that area.
Here are a few items that I don’t care about as much, so I don’t really spend money on them:
💄 High end makeup
🏋🏻♂️ The latest trend in gym clothes
💍 Jewelry (or really any accessories)
🚗 A nice car
☕️ Starbucks coffees on the regular
BUT, I do spend my money on traveling, my dog and therapy, because those things either enhance my quality of life or bring me JOY!
Where do you spend money on that brings you the most joy?!
As you know we are trying to budget a bit this year and it also comes with some meal planning so we can avoid wasting money on food we don’t eat or we buy too much of. That’s why I prepared meal plan for next week, shopping list and we went shopping yesterday. It was such a big success and I am actually excited to prepare all the meal during the upcoming week. We also fully came back to vegan diet (I had a break because of my pregnancy aversion, but now I actually crave healthy, vegan food!) so it’s gonna be yummy!
Do you guys meal plan as well? Or shop once a week? For us it’s completely new thing so I’m curious how it works for others.
Does your financial advisor have their CFP® designation? A CFP® means that we will take a holistic, personalized approach to bring all the pieces of your financial life together. These professionals also have made a commitment to act as a fiduciary when providing financial advice to a client. This means that we have agreed to put your best interests first! (It also means we are super nerdy and likely were not on the homecoming court in high school.) #jessicaaliotticfp
18 12023 February, 2020
Sometimes it can be pretty hard to find joy in certain tasks.... like taxes.🤣. When I took this pic, I had just finished our taxes and wrote the IRS a pretty hefty check 😳. But it’s done and over with and now I can go back to my frivolous spending habits.
I’m kidding. Sort of.
I learned that that there were a lot of things we needed to take a look at like updating our exemptions and withholdings. Having a business- OMG I was not expecting the hurdles that come with that. But I learned so much so that we can be better prepared for next year!