Results beat conversation!!! Congratulations to these happy customers getting ready to be first time homebuyers!!! Great feeling to collaborate with realtors and get them in the position to get 1-3 closing a month. Instead of waiting 1-3 months to obtain a closing.
Long post alert but the information is very beneficial.
This post has inaccurate information I seen this posted and thought let me shed some light. Ok, so #2 is true if you go to one auto dealership or multiple dealerships, you will see a significant decrease in your credit score. You ask but they said I have so many days to shop for credit and it will count as one hit. That part is also true. Here is how to break it down. #1 there are multiple scoring models used to calculate your FICO Score. The (older) models have a shorter shopping window and are often trusted because it's a proven method, thus used more by lenders. Also, this rule is based on likeness. For example if you have a rewards credit card and get cash back for purchasing groceries. You will not get cash back at Walmart even though you can purchase groceries there. It's not a grocery store. The same apply's to lumping credit pulls. These lenders are categorized differently and use various reasons for pulling your credit. That is why you will often see an average drop of about 50 points on your credit score. I recommend if you have a decent score to apply at your local credit union. Applying at a dealership should either be a strategy or only left for people who can't get approved else where. I also have issue with #3 . Just know your score will drop a little when you pull it and when you pull it and get declined.
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1 77 hours ago
You’ve been APPROVED! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
So simple, but some of the best words a person can hear when they’ve applied for their first home, or loan to start their dream business. 🏡🏢•⠀⠀⠀⠀⠀⠀⠀⠀⠀
Imagine waking up to an email stating that you’ve been approved for your mortgage loan. Or even approved for a credit card limit 💳 increase with awesome rewards. 🍽✈️🏖⠀⠀⠀⠀⠀⠀⠀⠀⠀
That’s what happened to my client Kerri. "Because of your hard work, I was able to obtain a credit card with a $10,000 limit..Don't worry I'll be smart."⠀⠀⠀⠀⠀⠀⠀⠀⠀
I’ve been able to help clients like Kerri and thousands of others over the past decade and I’ll love to share with you what is needed to get you results that fit your lifestyle.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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This is what following the process looks like!🙌🏾📈💪🏽
1 110 hours ago
Did you know one in five people have at least one error on one of their credit reports? 🤔
A lot of people don't realize how harmful these errors can be until they try to apply for a personal or home loan, car , student loans, etc....Therefore if you haven't checked your credit report in awhile I suggest you do.
You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports. ✨ If you would like help with fixing your credit then my team would be happy to work with you. Click the link in my bio for info or DM me! ✨
You only owe the original bank or creditor. You don’t owe any third party collection company. However if you make an agreement with them, now you do owe them. Also, creditors have a specific amount of time to file a suit against you. Once the stature of limitations expires, they can’t sue unless your in a agreement with them. •
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1 713 hours ago
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Repeat after me: CREDIT CARDS ARE NOT BAD, IRRESPONSIBLE CREDIT CARD USE IS BAD‼️‼️
Now that we’ve gotten that out of the way, let’s talk about the notorious credit cards are bad myth that NEEDS TO BE DISPELLED!
As a community, a lot of times, incorrect information is shared from a place of love. This is one of those deals.
Growing up, I’ve always heard this, and ran with it, but if we are being real, we must dispel this lie.
Anyone with good or great credit has MULTIPLE credit cards & they use the cards appropriately.
In most cases that’s really the only or biggest factor that’s hurting your credit.
Some of us need our credit cards CUT the hell up 😂, NOT CLOSED‼️
We also are not flourishing in this area because we just don’t even understand how to properly use our cards or get limit increases, which could drive us out of debt.
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A week before my 31st birthday, a month after being fired because my heart wasn’t in the company, a year after joining IM (IML) I am finally here I am finally putting my foot n the pedal!! Without my god brother, cousin and business partner @holy_pips believing in me and making sure I keep my word and put in work no more procrastination and my brother @_b3you_ what can I say you’ve become family and I appreciate the work you and @britsi_nunez put on for the team @los_first I told you in Dallas how serious I was and how bad I’m going for it!! @chairman500 Now time to duplicate everyone 🙌🏼🙌🏼🙌🏼🔥🔥🔥Love my team!!
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Going to give my boys 👬 the best future possible. I’ll be damned if they have to struggle 😫 like I did . I understand Finances and credit can be confusing for youth but there’s a site called www.kidsfinance.com 💵 that’s helped me out . Check it out y’all .