My name is Sophia, and I am the President of CIA Insurance Management. I have a Certified Insurance Counselor Designation, Professional Work Comp Account Manager Designation, and a Property, Casualty, Life, Accident, and Health license through the State of Michigan. I joined in 2008, and became a partner in the firm in 2017. Using our unique Pathway Process, I focus on assessing risk management and loss control for medium to large sized companies. I believe that a prevention strategy allows business owners to reduce the total cost of risk associated with their company. Doing this can result in the companies being viewed as more attractive to the insurance market place, and ultimately lowering insurance premiums. I am an active member of several health care associations, as well as many other professional affiliations and leadership platforms. I live in Macomb County and when I am not at CIA, I enjoy spending time with family and friends, reading, being outdoors enjoying nature, and finding time for solitude.
1 723 January, 2020
My house insurance is due for renewal next month and I received a letter from my current provider with a quote for the next year yesterday. It had jumped up by £30.
Here are my tips for when it's time to renew:
1. Never auto-renew. Don't stick with the same company out of loyalty, it never pays.
2. Use comparison sites. You may find a company that you've never heard of but have good reviews.
3. Have a look at cashback sites but don't assume you'll get it. Also, I found a quote yesterday then went through topcashback for the same company and the quote was considerably more. Also, cashback is never guaranteed. I think of it as a bonus and don't take it into account when pricing up.
4. Look for renewal quotes as soon as you can. The closer you are to your renewal date the more expensive the quotes will be.
5. If you can, pay annually. It's not always easy to pay on one go but if you can it definitely works out cheaper than monthly. I put money aside into sinking funds monthly for all my annual bills so that when the time to pay comes around the money is sitting there, waiting.
Using these tips I managed to find a renewal quote for less than I paid last year. Result!
Enjoying a night out to watch the @kingstonfrontsohl take on the @hamiltonbulldogs 🏒 (The Shaw Insurance Club Lounge seriously has the best poutine in Kingston - make sure you check it out the next time you catch a game! 🤤)
Are you a great driver? Want to be rewarded for it? Watch our new FAQ video and learn about the "my Driving" app that helps you do just that. #KBD – Êtes-vous un bon conducteur? Voulez-vous être récompensé ça? Regardez notre nouvelle vidéo FAQ et découvrez l'application « my Driving » qui fera exactement ça. #KBD
A prudent choice, a right direction with correct strategy, can give much needed steam to your efforts to achieve your goals quickly and in an assured way. Insurance is one of those strategic means for fulfillment of your dreams and goals.
Team KAUTILYA guides and advises its clients on a variety of insurance matters. We help you choose the best insurance policy best suited for your goals, tax and budget.
Insurance is an essential protection for you, your health, your family, home and business. What are the best choices available in the market today, what should be the premium, how can you create an ideal insurance portfolio for best income tax savings and if your current choices are ideal for your goals, we at Kautilya scrutinise all aspects of your life and business to arrive at the correct choice which can give you long lasting benefits and peace of mind.
Call us today to know more about our insurance services! At Kautilya, we endeavor to provide the best solutions for all your financial needs!
Head to the beach this weekend and catch some sun, remember to be safe in the sun ☀️
1 316 January, 2020
Troy Polamalu's curly locks have been insured by Head & Shoulders for $1 million.⠀
Heidi Klum insured her legs for $1.6 million (Which isn't even the strangest part - One of her legs is insured for $200,000 more than the other, because of a small scar on the left.)⠀
David Beckham's entire body is insured against injury, illness and disfigurement is insured for a whopping $195 million.⠀
No matter how strange, brokers make sure the things you care about most are protected!⠀
For your chance to win a $25 Tim Horton's gift card, tell us about the oddest thing you’d insure for $1M. Here’s how to enter:⠀
1. Like this post.⠀
2. Tag 3 friends in the comment below and tell me what weird thing you’d insure for $1M⠀
3. Bonus: Follow my page for a 2nd entry!⠀
The winner will be selected at random on Friday, January 24th and contacted by DM.
Meet Kate and Mark from @makeyourmarksigns ..clever play on words I know! This duo came to me when they were about to embark on starting their signage business. They wanted to make sure that they were protected no matter the circumstance. I worked with Kate and Mark to ensure that they were getting an insurance policy that meet their specific personal and business needs. I also helped optimise their KiwiSaver, and will work with them and future employees as their business continues to grow. They have a four month old son, Jack, so providing income and financial protection for their family was a priority. Check them out for all your signage needs, from fleet/vehicle signage, building signage, event signs to decals, tints and window manifestations - no sign is too big or too small!
0 1016 January, 2020
My name is Tiffanie, and I am a Client Account Manager for the Employee Benefits team here at CIA. I have been in the industry for 14 years, and joined CIA in 2016. I am a certified Advanced Benefit Account Manager with NAHU, and I also have an Accident, Life, and Health License in the State of Michigan. Part of my background is in both sales and service, which has allowed me a unique opportunity to understand and work in all sides of the Employee Benefits field. What I love about being a part of the Employee Benefits team is that I am able to help our clients and their employees better understand their benefits and how they can best work them, how to navigate the health insurance industry, and to teach others about industry compliance. I live in Macomb County with my amazing son Matteo. I love spending time outdoors, especially if that means barbecuing, as well as serving at our church and being a year-round volunteer for Operation Christmas Child.
Last week, we celebrated Tonia & Ryan, and showered them with gifts for baby Clair! We can’t wait to meet her!
1 1314 January, 2020
Un voyage à Cuba?
Saviez-vous que le gouvernement cubain oblige tous les visiteurs qui se rendent à Cuba d’obtenir une assurance voyage médicale pour entrer au pays.
Pour plus d'informations visitez notre site web à www.ciccarello.ca
N'hésitez pas à nous contacter pour plus d'informations. Par courriel ou par téléphone à firstname.lastname@example.org, (514) 253-8960 || Going to Cuba?
Did you know that the Cuban Government will require all visitors to Cuba to obtain traveler’s medical insurance as a condition for entry into Cuba.
For more information please visit our website at www.ciccarello.ca
Do not hesitate to contact us for further information or to obtain a quote. By e-mail email@example.com or call us at (514) 253-8960
Our Premium Financing Loan offers financial reassurance that your car or home is insured on time, every time.
Call and speak with our Customer Service Representative at 876-929-1855 or 876-929-8017 on how you can benefit from this product today.
So we're over this whole winter thing, right? 😂 .
3 1813 January, 2020
If your car is ever broken into you'll want to know what type of claim to make. Our latest FAQ video will help you sort that out. Watch it today! #KBD – Si votre voiture est cambriolée, vous voudrez savoir quel type de réclamation faire. Notre dernière vidéo FAQ vous aidera à résoudre ce problème. Regardez-la aujourd'hui! #KBD
Florida Insurance USA somos un grupo formado por Maria Elena Oropeza y Susana Gordon, licenciadas en Seguros médicos en Florida, juntas te brindaremos la información completa que necesitas para estar protegido con un correcto seguro de salud blindado ante todo riesgo!