Looking for a home loan?
Six things you must keep in mind before taking a home loan.
Read More @ https://www.timesnownews.com/business-economy/personal-finance/loans/article/six-things-you-must-keep-in-mind-before-taking-a-home-loan/414164?gclid=Cj0KCQiA4sjyBRC5ARIsAEHsELGJRjnNhFV-QvejmsUCgm1K5me9BFztH8qci4EACT1oYtP_zZ8HIucaArMWEALw_wcB
New blog post! "Who wants more money in retirement? Well, everyone. But not many seem to be doing anything about it.
In Australia, superannuation has become a bit of a political football. While currently employers are legislated to pay 9.5% of staff wages into their employees’ retirement funds, it’s scheduled to rise to 12% by 2025.
In all, it's a great scheme that is designed to take pressure off the public purse by weaning people off pensions and into self-funded retirements. So what's the problem?" Today we talk superannuation and the need to overcome basic human tendencies to ignore the future.
Blog link: https://hishermoneyguide.com/superannuation-savings
IN GAZIBO'S SAFE BET GROUP I HAVE WENT 2/2 SO FAR THIS WEEKEND SO FOR TODAY ONLY I'M GIVING MY BET TO ANYONE ALL YOU HAVE TO DO IS. !!! D.M AND TEXT GIVE AWAY !!! AND I WILL SEND YOU TODAY'S BET 1st MATCHES KICK OFF AT 1300pm UK TIME
DON'T WASTE TIME
Nächster win in der free Gruppe. Eine schöne 1,85erQ war besonders lecker 💪. Am Anfang machten es die Phoenix Suns zwar etwas spannend aber im 3 Viertel zeigten sie ihre ganze Klasse und das Spiel war praktisch entschieden.
Jazakillah Kheir Ustazah @bdmi_zarina for the great collaboration with us.
Main take away of her sharing that we love is about Taqwa & Delayed Gratification.
It’s so powerful to always remember why Allah created us.
Can’t wait for next program with her for Ramadan in Sha Allah.
[Feb 2020] What is lifestyle creep?
In simple terms, it’s when you increase your lifestyle/expenses as your income increases
I’d like to think I had it under control, until 2017.
My debt steadily decreased
My income increased almost 2.5x
Then in 2017 is when the debt got a bit out of hand
💸 Timeshare $12K
💸 Buy my Leased Car $26K
💸 First Home $488K
Since I just finished doing my taxes, I was inspired to visualize how I’m doing over the years.
A full picture is if I could add my Net Worth over time. Unfortunately, I can’t seem to figure how to show a negative y-axis on @canva .
Have you allowed lifestyle creep affect you?
Bagaimana menata bobot setiap pos pengeluaran yang sesuai dengan pendapatan Mama-Papa? Jenis investasi apa yang paling untuk berbagai kebutuhan berbeda? Bagaimana mengatur keuangan kalau Mama memutuskan berhenti bekerja? "Banyak anak, banyak rezeki" sepertinya perlu kita ubah menjadi "banyak anak, perbanyak investasi!" Buku ini akan memberikan pandangan, tips dan triks cara mengelola uang yang smart untuk kalian para orangtua dan calon orang tua.
Had a great night out last night and was lucky to only spend $16 total for the night!
I went to dinner and a fringe show with my mum and her friend and lucky for me my mum paid for dinner and my ticket, I just paid for a drink for me and her!
I caught the train and tram in using my metro card that luckily still had some money on it so no out of pocket costs there and my mum drove in from her work so she drove us home!
I love a easy fun night out that doesnt revolve around drinking all the time!
Although next weekend I have a friends birthday and plan on drinking but I'm a budget savvy drinker and can get drunk off 3 drinks 😂 some would say I'm a light weight I like to think of it as staying under budget so I can get food after 😂😂
Becoming debt free is nice, but it’s not the ultimate goal for everyone. If we’re being honest many of you reading this caption have no desire to be 100% debt free.
Some people want less monthly bills so that don’t feel as stretched every month.
Some want to learn better money management skills.
Others want more freedom to choose how they use their money.
Time is the only resource that we are never ever getting back. Life is short, and if your goals are big you need to utilize your time to be as efficient as possible. 🗝
Therefor it's so important to use strategies as shown.
If you're working on building a business or about to do, don't forget to save this one!
What's your absolute best tip to be more productive that aren't said in the picture? Share it.👇
People agree and disagree on this but the fact is that if you’re not in the bottom tax brackets and you get a big refund it means:
1. You overpaid in taxes throughout the year
2. You had a business loss or personal credit that lowered your taxable income.
Usually it’s scenario #1 .
For the most part If you’re not in the low tax brackets the goal is to break even, that’s is not owe or get a refund. Otherwise you’re giving the IRS an interest free loan all year with your money.
Meanwhile you could’ve kept more off your money and invest it elsewhere and turned it into more money. The opportunity costs of overpaying is no joke.
We work with our high tax bracket tax clients to educate them and ensure that they aren’t overpaying throughout the year.
For more tax and business posts follow @fstaxservice.inc and if this post felt like it spoke to you please consider us for your tax needs! #millionairemindset#moneymoves#moneytips