We're back with our third post from our "Dog Series."
Like, comment and share so your friends and family can follow our dog themed posts! This one is about creating a backyard that's dog friendly for your fur baby.
Baby got FUNDS!
In all seriousness, this is a perfect example of why you need to have your proof of funds letter or pre-approval letter in hand before beginning your home search.
With any offer you submit, you’ll need to submit a proof of funds or pre-approval along with it.
Proof of funds is a letter stating that you have the amount of funds needed to purchase the property if you are buying in cash, pre-approval is a letter from a mortgage lender stating that you are pre-approved for a loan of a certain amount.
Ready to start searching for a home or curious what you can afford? Call or text me directly at 903-497-6578. You can also reach my assistant, Carli, at 903-269-0910. We're here to help! #preapproval#realtor#homesellers#homebuyertips#easttexas#fathomrealty
Nothing like Fall in the Northeast ... or like the face a first time home owner makes when they rake the leaves with the fam for the first time! Pure bliss when it’s your lawn, right? Who’s jumping in first? ~
🏘My most frequently asked question... “why do I need to get pre approved before looking at houses?!” It’s very simple... you don’t go into a doctors office without an insurance card or cash to pay for your visit, the doctor will turn you away. The same goes for real estate! Unless you can show proof of funds or present a pre approval letter showing that you can in fact pay for the home you’re making an offer on, no seller will even entertain your offer. This is such a common misconception amongst buyers, they’d prefer to have a home in mind before they pre qualify for a mortgage, the reality of it is, in the amount of time it will take you to get the actual pre approval letter, the home will already be sold to someone else. #foodforthought
5 2511 hours ago
Are you considering purchasing a home, but hesitant to begin the pre-approval process due to your credit score?
In this week's mortgage minute, I share a few quick & easy tips on how to improve your credit score.
And marketing means attracting, catching or controlling attention, holding it, and controlling it.
In this video, I share with you how you can market so that you won't push your prospects away, and so that you're actually serving them! #SalesRemastered
⭐️ Home Buying Tips ⭐️
Step 1: Get a copy of your credit report 📄 .
Your credit report contains information about your credit such as the status of your credit accounts and your payment history. Once you get your credit report, you will want to review it carefully.
I’m happy to sit down with you and review it. I can help to explain what is listed in your report. Give me a call and we’ll set a time that works for you.
After getting your credit in order, the next step towards real estate investing is to get a preapproval. You can get a preapproval from any lending institution. This is a document that will give you an idea of how much house you can afford. It’s important for you to run your own numbers to make sure that amount is accurate.
Once you #decide , the universe will come through. Whether it's to fix your credit, to get approved, or to make a move on that house you always wanted. Now is the time to make that decision and #goforit !