The housing market is very competitive right now-especially in our Huntsville/Madison Alabama and greater Tennessee Valley areas.
Increase your chances of securing your dream home by having a lender, like us, respond to you and your real estate agent quickly when you have home loan questions and needs such as a pre-approval letter sent over fast.
A faster offer allows your real estate agent to be a stronger negotiator for you!
Are you in the market for homeowners insurance? Here are our top 4 tips:
𝟭. 𝗔𝘀𝗸 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗔.𝗠. 𝗕𝗲𝘀𝘁 𝗥𝗮𝘁𝗶𝗻𝗴. Think of this as an insurance company's "report card," predicting its ability to meet its ongoing obligations to its insured.
𝟮. 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗴𝗮𝘁𝗲 𝗔𝗖𝗩 (𝗔𝗰𝘁𝘂𝗮𝗹 𝗖𝗮𝘀𝗵 𝗩𝗮𝗹𝘂𝗲) 𝘃𝘀. 𝗥𝗲𝗽𝗹𝗮𝗰𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝘀𝘁 𝗽𝗼𝗹𝗶𝗰𝗶𝗲𝘀. Simply put, Replacement Cost policies will pay the full original value of an item (in today's dollars) while ACV policies pay out based on depreciated value.
𝟯. 𝗚𝗲𝘁 𝗮𝗽𝗽𝗿𝗮𝗶𝘀𝗲𝗱 𝗲𝘃𝗲𝗿𝘆 𝟱 𝘆𝗲𝗮𝗿𝘀 to make sure you still have the correct amount of coverage.
𝟰. 𝗜𝗻𝗰𝗹𝘂𝗱𝗲 𝗱𝗲𝘁𝗮𝗰𝗵𝗲𝗱 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲𝘀 like sheds or barns on your policy, but only insure the structures that would definitely need to be replaced.
A BIG “THANK YOU!” goes out to all that follow us here on Instagram and that enjoy our posts @stewarthometeam! We really appreciate it👍🏡👍🏡 And for all of our friends that like our “Stewart Home Team” Facebook page come over to Instagram and give us a follow and vice versa!
This beautiful home went under contract this morning and our seller’s couldn’t be happier with the terms we helped negotiate for them😊🏡😊 Do you live in North Alabama? Thinking of selling your home? Want to list your home with some of the best in the real estate biz? Then contact us right here ➡️➡️➡️ @stewarthometeam ⬅️⬅️⬅️ to get started!
Thank you @joe_mullins_united and Legacy Insurance in Madison, AL!😊 It’s great to have business referral partners like @joe_mullins_united that not only take great care of the clients we send them, but that also send clients back our way too👍
Today is National Mortgage Broker’s Day🏡💲🏡💲 In honor of National Mortgage Broker’s Day, here are 5 reasons mortgage brokers are the best choice for a new purchase mortgage or refinance👍🏡💲 🏡Mortgage Brokers shop around-We shop your loan with multiple lenders to find you, the home owner, the very best interest rate and the lowest fees. If special pricing is being offered by a lender at the time we can take advantage of that and pass those savings along to you🏡 🏡Mortgage Brokers have access to multiple loan programs-We have access to a greater variety of loan programs than expensive big banks, credit unions and online lenders🏡 🏡Mortgage Brokers are local-We can provide better customer service by being more accessible and even have face to face meetings with you🏡 🏡Mortgage Brokers and their originators are typically more knowledgeable-We have very stringent testing and licensing requirements that are required by both federal and state agencies and must keep our licenses up to date annually🏡 🏡Mortgage Brokers have access to more loan programs to help clients with lower credit scores-Because we have access to multiple lenders, we can make every effort to search out a lender to get the loan funded🏡
We are excited to announce that we are now part of Results Real Estate Solutions in Huntsville, Alabama. Jennifer has obtained her real estate license and Clay will soon follow.
Results Real Estate Solutions is one of the fastest growing real estate firms in the Tennessee Valley and we are happy to bring our mortgage lending expertise from the McAbee Group of originators at the # 1 North Alabama ranked mortgage broker, Southern Fidelity Mortgage, to Results and add their real estate expertise to what we can offer home buyers and sellers. Together we can truly give new and existing home owners the “Total Home Experience”. Get ready for some BIG RESULTS with the @stewarthometeam and @resultsrealestatesolutions!